Am I required to have uninsured motorist coverage on my auto insurance in Texas? No, it’s not required by law. However, it’s often well worth the cost, especially in the event of a serious accident involving a driver who doesn’t have enough insurance, or no insurance at all.
In Texas, insurance companies are required to offer uninsured and underinsured motorist coverage when you purchase a policy. If you decide to decline this coverage, you’ll need to sign a written rejection.
While it’s optional, this coverage can provide important financial protection for medical expenses, vehicle damage, and more after an accident.
If you have questions about your auto insurance coverage or want to review your options, we’re here to help.
Call Townsend Agency, an Allstate agency, at (512) 931-2591 or visit https://townsendinsuranceagency.com.